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The 1950s brought the advent of credit cards to the United States, making the method of “buy now, pay later,” easier and much more common. Nowadays, the average American has two or more credit cards in their name. Using credit cards might be convenient and common, but many people still report that they worry about…
Read MoreGetting the notice from the bank that your house will be foreclosed can leave you in a state of panic. This is not just a house, but your family’s home – how can the bank take it away from you? The stress of struggling with debt and pending foreclosure actions can be all-consuming, but you…
Read MoreBankruptcy can be a helpful option for many people struggling with debt. However, there are many myths about filing bankruptcy that can make people wary about pursuing this option to relieve their debt. These myths cause many people to worry about how bankruptcy will impact their lives, including their careers. So, is it true that…
Read MoreMany good reasons exist for people with seemingly overwhelming debt to file for bankruptcy protection, even though it can be a difficult choice. But sometimes it’s even more confusing to know when it’s time to take action. Filing too early can have severe financial consequences if you are looking to discharge certain debts. However, in…
Read MoreIt is common for individuals to take out new loans to repay older debts. In some cases, this might help them keep their debt under control. Unfortunately, some of these loans might target people in financially vulnerable positions and increase the risk of debt in the long run. Regardless of whether or not individuals wish…
Read MoreMany people keep the tradition of making a resolution each year on New Year’s Eve. That way, they can make a change in their life and get a fresh start for the new year. In the past, the most common New Year’s resolutions often included losing weight, exercising and eating healthier. However, that changed this…
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